up today and enroll in our Preferred Buyer Program. Our priority is to
ensure that the buyers receive unparalled service, info and education about
the process involved in searching selecting and buying their dream home.
ensure we have the highest quality of service our Preferred Buyer Program
includes but not limited to the following: List of bank owned homes,
reports on reduced price properties, reports on homes that have extended
days on the market, searching and advertisings for homes that are not on the
market, reports on expired listings that can potentially still sell, learn
about properties before the general public, instant reports on just sold
The first question you're bound to ask is, "How much home can I afford?" That depends on a number of factors:
Your selected location. Are you set on a specific area? Downtown? The suburbs? A rural setting?
Your preferred type of home. Detached? Semi? Duplex? High-rise? Link? Townhouse? New or Resale? There are a variety of home styles you will want to explore.
Your income. After all, it's not just the mortgage you have to take into account. There are property taxes, utilities, and in some cases condo or strata fees. As a general rule of thumb, your monthly home-carrying cost should not exceed 30-35% of your income.
Market conditions. Is it a buyer's, sellers or balanced market?
The real estate process requires
negotiation of complex issues; therefore you can be assured that we will be
committed to working in your best interest, in order to help you secure the
best possible price, with the most favorable terms, as soon as reasonably
possible. When searching for your dream home, it's important to be well
informed of the current Real Estate market.
There are also additional costs to keep in mind. It's a good idea to work out exactly what you want and what you can afford before you begin the search. Be specific! After all, you don't want to suddenly come to the realization that your dream house has come with a nightmare of bills and expenses. Stick to looking at houses in your price range. The more you've thought it out, the better your sales representative can meet your needs.
A part of deciding just what you can afford can be accomplished by meeting with your bank or a mortgage broker and negotiating a pre-approved mortgage. There are many types of mortgages and many different terms. Research all of your options. This ensures that there are no surprises once you're ready to make an offer.
Once you've figured out your monthly expenses and what you can afford, you can start your search. It could happen that the first home you see is the one you want; or you might look at home after home with none of them catching your interest. Rest assured, the home you're looking for is out there, and when you find it, you're ready to make an offer. If your offer is accepted, the next steps are closing and moving into your new home.
Purchasing a home is easy once you put your plans into action.